What is Paylater?
Paylater isa simple, entirely automated platform that provides short-term loans to individuals with no collateral requirements.Say goodbye to unnecessary paperwork or wasting time in bank queues. Thanks to our 100% online service, you can be approved for a Paylater loan in minutes!
Paylater is available to Nigerians in all 36 states, and anyone can apply.
How does it work?
Visit www.paylater.ng, use our sliders to determine how much you want, and click Apply.
1) Connect your Facebook account for authentication
2) Register as a user on our platform and complete our brief application
3) Loan decision provided instantly and funds sent, if approved
What do I need to apply?
To apply for a Paylater loan, all you need is a Facebook account, a functional Nigerian bank account to receive funds and a Bank Verification Number (BVN) to confirm your identity.
Please note: Providing BVN details does not give us access to your account! Our platform employs the latest in security technology to guarantee all information provided is secure.
How do I get the money?
We provide a decision on your loan application within minutes. If approved, we send funds to the bank account you provide in less than 24 hours.
How do I repay?
Repayments can be made conveniently on/before your due date using your debit/ATM card on our platform or by making a cash transfer to our listed bank account. Successful repayments on your loans can grant you access to higher credit amounts in future!
We know what you’re thinking– this all sounds too good to be true!
Well, don’t take it from us. Have a look at some comments from users that have tried out our service here: www.facebook.com/paylater/reviews.You can also follow us on Twitter and Instagram: @paylaterNG
So what are you waiting for? Click hereto apply for a loan today.
Paylater is a service provided by One Finance (www.one-cred.com)